A Hidden Benefit of Higher Education

We’ve all heard about how having a college or university education can be intellectually fulfilling and, in most cases, helps you increase your lifetime earnings. Certain degrees, such as medicine or engineering, are considered to be tickets to a middle to upper-middle class economic bracket. Other degrees, such as art degree or some liberal arts studies have less of a solid connection between the degree and future earning power,

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A Business Plan Can Be Your Best Friend

One thing that many entrepreneurs have in common is a dread and distaste for the thought of writing a business plan. I want to change your mind about that and tell you why a good business plan can be one of the best friends your current or future business could possibly have. One of the most important things that you can know about a business plan is that you most likely will not get any funding for your business without one,

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New Business Grants in the United States

Many American entrepreneurs are interested in receiving help with funding to supplement the costs of launching a new business. Starting a new venture can be exciting, but one aspect of it is that when you’re just on the verge of opening or have just started, it can seem like everyone has their hand out to be paid, whether it’s for an operating license, utility hookup, purchasing equipment, buying signage, whew, the list goes on….

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New Business Grants in Canada

New business grants are provided for the purpose of helping a start-up enterprise in Canada. Often, the funding is provided in addition to the entrepreneur’s own funds and may be referred to as a “non-repayable contribution”.
The level of help offered to budding entrepreneurs can vary according to location and circumstances, and the assistance can be in a variety of forms.

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One Crucial Little Tip for Your Government Grant Applications

One popular misconception about getting grants is that they are awarded to those who are most in need. You may be familiar with an old television show called “Queen for a Day” that was broadcast in the US in the early 1960s. The premise of the show was that contestants would take turns telling their hard-luck stories, usually involving financial and emotional difficulties.

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Is Buying a Fixer-Upper House a Good Deal?

After the big recession hit, many American homeowners found themselves in a situation of being unable to keep up their house payments. As you may recall reading at the time, some mortgages were approved for buyers who did not necessarily have good prospects of being able to keep up with their house payments, and unfortunately, many of them did lose their homes.

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Are Grants Gifts?

Often, you’ll hear it said that a grant is a gift. I’ve phrased it that way myself. It’s a convenient, shorthand way to differentiate them from loans, to put the emphasis on the fact that they do not have to be repaid.
But in other, important ways, grants are different from gifts, as we like to think of the term.

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With Grants, Timing May Be Everything

We all know the feeling of coming thisclose to getting something, then finding out that we just barely missed out. This can be true with grant funding. Many grant programs are funded at a particular time of year, then end when all the funds are allocated. Others have a pre-determined funding cycle. If you miss this funding cycle, you end up having to wait until the next one, or if the program isn’t renewed, then you miss out altogether.

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The Pell Grant Is Still a Great Funding Source for Your Education

You probably know that a good strategy for maximizing your education funding and minimizing your student loan debt, is to pursue as many funding sources as possible. For American students, one very good source of government grants for education is an oldie, but a goodie: the Pell Grant.
The Pell Grant has been around since 1972 and has helped a huge number of students, from the Disco Era

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Student Debt Repayment Help for Americans

Student loan debt is an increasing problem in the United States. The total amount owed has exceeded $1 trillion, and you may be on the hook for your own little chunk of this huge amount. These are two of the options you have for your government grants for education. You can either make a plan to get your student loans paid off, or you can explore one of the methods that will get some or all of your loans discharged.

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