Sometimes your business needs quick money or business loans to start, expand, acquire inventory, or take advantage of a golden opportunity. If you’re a small online retailer, though, banks sometimes are not as inclined to work with you, and their decision-making can be slow. In addition, although government grants for small business can be a good way to get funding, sometimes you may need money right now.

Here’s one solution to consider. A company called “Kabbage” can provide working capital to you for your online selling needs. It’s backed by funding from shipping giant UPS, which of course benefits from online retailers making sales and shipping items. If you’re a seller on eBay, Amazon, Yahoo, Shopify, or Etsy, you can take advantage of Kabbage’s working capital advances for your online store, to acquire inventory, increase your advertising, upgrade your equipment, or anything else you need.

One thing to know, though: The interest rates are steep, so you’d want to use this just for short-term funding needs, such as when you’re waiting for a government grant check to arrive, for example. As a smart business owner, you probably have a good idea of how to manage your various cashflow needs, and this is just one more useful tool for you to have. To see whether this is a good solution for your needs, you can find out more at